ATM Solutions has partnered with Retail Capital to provide Smart ATM^TM and Self-cashed ATM clients with a pre-approved cash advance. If you qualify, you will receive a real-time offer on the myATM portal or via email. You will be directed to a customized application, and once completed and approved, you will receive funding within 24 hours.

• The pre-approved amount is customised for you based on your daily deposit value.
• You select the value and payback period that best fits your business requirements.
• If approved, funds are transferred into your nominated settlement bank account within 24 hours.
• A set daily % is deducted from your settlements.

You can determine the cash advance value and payment period to best suit your budget. 

• Quick application process and funds transferred within 24 hours of approval.
• Daily payments are linked to daily cash deposits or cash dispensed – a set % is deducted on from daily settlement.
• Funding is unsecured – there is no security, or collateral required and business assets are not tied up in the funding. Unsecured funding gives you the peace of mind that a bad month will not result in the loss of any assets.

You will need to have at least 6 consecutive months of consistent daily cash deposits or withdrawals.

We offer up to R1 Million in funding.

• It is pre-approved which means that the time it takes to get the funds is quick and easy with no red tape.
• Traditional bank loans require security in the way of assets or collateral, to secure funding and is typically associated with lengthy, onerous application processes.
• The Capital Express Cash Advance is based on daily cash deposits or withdrawals over a period of 3 months and does not require security or collateral.

Yes, it is available to all foreign nationals with South African citizenship.

Funding is unrestricted – it can be used for any purpose, and you don’t need to share what you intend to use the money for.

Yes, you can make an early settlement and no penalty is charged.